FINTIBA PLUS
Individualised Bundle of Blocked Account and Health Insurance for Your Stay in Germany

✔ Free Travel Health Insurance worth € 95.001

Save time and let us take care of what you need for your stay in Germany.

We offer a tailor-made solution with free additional services for visa application and more supported by individual Customer Care. You only provide us with a few personal details and we take care of what you really need.

Preparing your visa application has never been easier. Get your blocked account together with the required health insurance within one solution – Covering everything from your visa appointment until the enrolment at your university – everything fully digital and app-based.

Officially Approved

by the German Federal Foreign Office

Recommended

by major German universities

Trusted

by customers from >170 countries

The Fintiba Plus package covers all eventualities

Depending on the purpose of your stay, the duration of your previous studies and your age, your package will include some or all of the following components – but always only what you need:

Download the Fintiba App on:

      

Download the Fintiba App on:

       

Everything will be individualised to your personal situation

By just providing us with a few details about your person and your plans in Germany we evaluate which health insurance your tailored package needs to include

Visa

Blocked Account and Free Travel Health Insurance to prove your financial means and insurance coverage for your visa

Preparation Course

(If applicable) Private Health Insurance to cover the insurance gap up to your official university enrolment

University

A Governmental Health Insurance will become effective as soon as you are enrolled at a German university

The Fintiba Plus Package offers many advantages

  • Free Travel Health Insurance for your visa application worth € 95.001

  • Integrated online health insurance process
  • Travel as well as Statutory Health Insurance have unlimited insurance coverage 
  • Travel Health Insurance includes Travel Liability Insurance
  • No need to visit a local insurance office in Germany
  • All relevant information always available at your fingertips in the Fintiba App
  • Step by step guidance through the process and personal customer care
  • All digital documents for your enrolment already available prior to arrival in Germany

Blocked Account

Fast

Blocked Account opening in less than 10 minutes3

Secure

Blocked Account opening in your name to guarantee security and facilitate international money transfers

Fair

Saving on monthly fees in case the visa is rejected

Efficient

German Euro account (no problems with conversion rates or at local authorities)

Guaranteed

Highest security of the money due to the German deposit protection fund

Easy

No registration letter (Anmeldung) needed to ensure fast money access in Germany

Travel and Private Health Insurance 

Travel Health Insurance

  • Free of charge within the Fintiba Plus package1
  • In accordance with all authority requirements2
  • Unlimited insurance coverage (more than € 30,000.00 are covered)
  • Valid for the agreed period within 12 months from the applied start of insurance – multiple entry and exit is possible
  • Coverage complies with the requirements of the European Parliament and Council

Private Health Insurance

  • Valid for 48 months (automated cancellation in case you switch to governmental health insurance)
  • The insured services are paid 100% by the insurer (with the exception of maximum limits for special services such as glasses or dental prostheses) 
  • Insured region: Germany and the states of the EU, as well as Switzerland, Liechtenstein, Norway and Iceland (if these countries are not the country of origin or the standard place of residency)

Travel and Private Health Insurance 

Travel Health Insurance

  • Unlimited insurance coverage (more than € 30,000.00 are covered)
  • € 0.00 self-retention
  • Valid for the agreed period within 12 months from the applied start of insurance – multiple entry and exit is possible
  • Free of charge in case your visa has been refused
  •  Coverage complies with the requirements of the European Parliament and Council

Private Health Insurance

  • Valid for 48 months (automated cancellation in case you switch to governmental health insurance)
  • The insured services are paid 100% by the insurer (with the exception of maximum limits for special services such as glasses or dental prostheses) 
  • Insured region: Germany and the states of the EU, as well as Switzerland, Liechtenstein, Norway and Iceland (if these countries are not the country of origin or the standard place of residency)

Governmental Health Insurance 

Free ISIC Card

3 years free International Student Identity Card for discounted flights, accommodation, entries in museums and theatres etc.

Appointment Service

Telephone service for doctor recommendations and to book your appointment with a specialist doctor

Cost Coverage

various medical services and preventive check-ups are covered (e.g. professional tooth cleaning or HPV vaccination)

Multi-Language Service Hotline

Customer Service covering 22 languages

Doctor-Video-Chat

specialist medical advice is given via online video service

Live-Chat

with DAK consultants to ask general questions about health insurance

Governmental Health Insurance 

Free ISIC Card

3 years free International Student Identity Card for discounted flights, accommodation, entries in museums and theatres etc.

Appointment Service

Telephone service for doctor recommendations and to book your appointment with a specialist doctor

Cost Coverage

various medical services and preventive check-ups are covered (e.g. professional tooth cleaning or HPV vaccination)

Multi-Language Service Hotline

Customer Service covering 22 languages

Doctor-Video-Chat

specialist medical advice is given via online video service

Live-Chat

with DAK consultants to ask general questions about health insurance

We make sure that you are well-prepared for Germany

Get a free online consultation and find out what you need for your stay in Germany

Just provide us with a few details

A German Health Insurance is a prerequisite for your stay in Germany

Every person who wants to study or work in the Federal Republic of Germany is required to prove sufficient financial means and health insurance. Otherwise, a visa will not be granted and there will be no enrolment at a German university.

General Information on German Health Insurance

More Details on the Fintiba Plus Package

Overview of the initial and monthly fees of the package

Your Fintiba ServiceInitial FeeMonthly Fee
Blocked Account€ 89.00€ 4.90
Travel Health InsuranceFREE
Private Health Insurance (if applicable)€ 33.10
Governmental Health Insurance€ 109.894

For all the bargain hunters: Don’t worry. The statutory insurance contributions for foreign students are the same for all health insurance companies. In comparison, DAK-Gesundheit is one of Germany’s biggest statutory health insurers and one of the longest established, with more than 230 years of experience. And remember: with Fintiba Plus you will save up to € 95.00 on your travel health insurance.

We are working together with awarded partners.

DAK Gesundheit

Best Health Insurance for young people

Sutor Bank

Outstanding asset management

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Do you still have questions left? – Watch our webinar!

Watch our Fintiba Plus webinar with the COO of Fintiba – Jonas Marggraf. Stay fully informed about the German health insurance requirements for internationals and get prepared for your stay abroad.

Here’s what our customers think about our service

I unreservedly recommend Fintiba to you, enjoy the innovative and delightful experience!

Fintiba responded to my account opening request (with account details) in less than three (3) hours - it was swift, convenient, very easy and a friendly application. I got confirmation of my deposit in less than 12 hours.

Desmond Bortey Ahia, Ghana

Fintiba Testimonials Experience
5
2018-07-24T11:54:40+01:00

Desmond Bortey Ahia, Ghana

Fintiba responded to my account opening request (with account details) in less than three (3) hours - it was swift, convenient, very easy and a friendly application. I got confirmation of my deposit in less than 12 hours.

I get notification anytime money is paid into my block account, and feedback when I ask questions. Frequent reminder. Good management. Awesome job. Thumbs up Fintiba


Chuka Oscar Oguji, Nigeria

Fintiba Testimonials Experience
5
2018-07-24T12:24:04+01:00

Chuka Oscar Oguji, Nigeria

I strongly recommend Fintiba to those in a rush. It was so easy and quick to go through all the procedures to open a blocked account.

More importantly, when faced with a problem, I have always received fast responses from Fintiba.

Kyunghee Kang, South Korea

Fintiba Testimonials Experience
5
2018-07-18T13:41:39+01:00

Kyunghee Kang, South Korea

More importantly, when faced with a problem, I have always received fast responses from Fintiba.

I believe that Fintiba is the best solution for whom are planning to pursue their studies in Germany.

Fintiba provided me with the best service when I was preparing for my student visa from Turkey in terms of opening the bank account so quickly and issuing the bank statement in a short notice which I needed to attach with my visa application. Fintiba team was available all the time and quite supportive. You are doing a great job Fintiba and wish you all the best!

Mohmmad Noor Alshih Ali, Syria

Fintiba Testimonials Experience
5
2018-02-17T13:19:16+01:00

Mohmmad Noor Alshih Ali, Syria

Fintiba provided me with the best service when I was preparing for my student visa from Turkey in terms of opening the bank account so quickly and issuing the bank statement in a short notice which I needed to attach with my visa application. Fintiba team was available all the time and quite supportive. You are doing a great job Fintiba and wish you all the best!

The best company for open a Blocked Account and Health Insurance in Germany.

So fast. So easy. A top service. Thank u very much for that! I will tell all my Friends from u. Danke!

Google Review from a happy student

Fintiba Testimonials Experience
5
2018-07-18T10:42:29+01:00

Google Review from a happy student

So fast. So easy. A top service. Thank u very much for that! I will tell all my Friends from u. Danke!

Very good service! Opened blocked account in several minutes online!

And now using it without any problems. Extremely recommend if you are a student and need to make a blocked account as soon and easy as possible.

Anastassiya Pustozerova, Russia

Fintiba Testimonials Experience
5
2018-07-18T15:54:55+01:00

Anastassiya Pustozerova, Russia

And now using it without any problems. Extremely recommend if you are a student and need to make a blocked account as soon and easy as possible.

Thanks to Fintiba I had this opportunity to apply for visa and to make my dream come true! Now I’m studying in a beautiful country at the faculty of my dreams!


Lilith Melkoumian, Armenia

Fintiba Testimonials Experience
5
2018-07-27T17:34:05+01:00

Lilith Melkoumian, Armenia

Read her full story

Great customer service, amazing customer-orientation, superior blocked account service for international students – fast, credible and secure.

The registration of account, activation and payment are fast and smooth. Great experience to recommend.

Jamshidjon Khakimdjanov, Uzbekistan

Fintiba Testimonials Experience
5
2018-07-18T15:48:28+01:00

Jamshidjon Khakimdjanov, Uzbekistan

The registration of account, activation and payment are fast and smooth. Great experience to recommend.

Beste Kunden Service, Jungs Leute die immer Hilfreich und Freundlich. Wünsche ich euch das Beste!!!


Abdelhalim Mohamed Hamid Abdelrahman, Arab Emirates

Fintiba Testimonials Experience
5
2018-07-24T11:50:32+01:00

Abdelhalim Mohamed Hamid Abdelrahman, Arab Emirates

Thank you for making this time taking blocked account process way more easier.


Aman Deep Lal, India

Fintiba Testimonials Experience
5
2018-07-24T12:19:59+01:00

Aman Deep Lal, India

Really a Good service for students who are in a hurry to open a blocked account

When you arrive in Germany you are going to have to finish some papers to get your money but that is just how things are in Germany. I like how easy they try to make the process and I feel sometimes that they delay verifying some papers until they are able to take a look at everything. All in all, a great service and a trusty one and that's what you should care about If you are in a hurry.

Ahmed Elsalahy, Egypt

Fintiba Testimonials Experience
5
2018-07-19T08:11:44+01:00

Ahmed Elsalahy, Egypt

When you arrive in Germany you are going to have to finish some papers to get your money but that is just how things are in Germany. I like how easy they try to make the process and I feel sometimes that they delay verifying some papers until they are able to take a look at everything. All in all, a great service and a trusty one and that's what you should care about If you are in a hurry.

One of the…. oh no… THE ONLY BEST SERVICE I found online.


Shanaka Ajantha Paththini Hiti Appuhamilage, Sri Lanka

Fintiba Testimonials Experience
5
2018-07-18T15:40:59+01:00

Shanaka Ajantha Paththini Hiti Appuhamilage, Sri Lanka

5
12
Fintiba Testimonials Experience

1 With the Free Travel Health Insurance in the Fintiba Plus package you can save up to € 95.00.

2 We will issue an insurance confirmation which is valid for 183 days.

3 With our new OCR technology, your passport will be verified within minutes and you are ready to transfer your money right away. Please note that Russia (RU), Ukraine (UA), Cuba (CU), Iran (IR), Syria (SY), North Korea (KP) and the region Crimea are at the moment not eligible for this process. Alternative passport verification options are available for those countries which as well ensure a fast blocked account opening.

4 The payment of the fees starts after enroling at university. DAK charges € 109.89 for persons under 23 years of age and € 111.75 for childless persons over 23 years of age. In general, the current tariffs of the insurer apply.

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