FINTIBA PLUS
Individualised bundle of Blocked Account and Health Insurance

✔ Free Travel Health Insurance worth € 95.001

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Apply the voucher code in the registration process to receive your €15.00 cashback reward.

The €15.00 will be sent to you as a digital prepaid Mastercard after you have set-up the payouts from your blocked account and have activated your health insurance.

voucher code

15FINTIBAPLUS

Preparing your visa application has never been easier

Get your blocked account together with the required health insurance within one solution covering everything from your visa appointment until the enrolment at your university – everything fully digital and app-based. Save time and let us take care of what you need for your stay in Germany. 

Officially Approved

by the German Federal Foreign Office

Recommended

by major German universities

Trusted

by customers from >190 countries

The Fintiba Plus package covers all eventualities

Depending on the purpose of your stay, the duration of your previous studies and your age, your package will include some or all of the following components – but always only what you need:

Download the Fintiba App on:

       

Download the Fintiba App on:


Everything will be individualised to your personal situation

By just providing us with a few details about your person and your plans in Germany we evaluate which health insurance your tailored package needs to include

Visa

Blocked Account and Free Travel Health Insurance to prove your financial means and insurance coverage for your visa

Preparation Course

(If applicable) Private Health Insurance to cover the insurance gap up to your official university enrolment

University

A Governmental Health Insurance will become effective as soon as you are enrolled at a German university

Advantages of the Fintiba Plus package

  • Free Travel Health Insurance for your visa application worth € 95.001
  • Free choice between free current accounts
  • Annual scholarship opportunity 
  • Complying with all authority requirements2
  • Unlimited Private and/or Governmental Health Insurance
  • No need to visit a local insurance office in Germany
  • All relevant information always available at your fingertips in the Fintiba app
  • Step by step guidance through the process and personal customer care
  • All digital documents for your enrolment already available prior to arrival in Germany

Blocked Account

Fast

Blocked Account opening in less than 10 minutes3

Secure

Blocked Account opening in your name to guarantee security and facilitate international money transfers

Fair

Saving on monthly fees in case the visa is rejected

Efficient

German Euro account (no problems with conversion rates or at local authorities)

Guaranteed

Highest security of the money due to the German deposit protection fund

Easy

No registration letter (Anmeldung) needed to ensure fast money access in Germany

Save time & money on your international transfer and pay in your money with Fintiba Transfer. Enjoy zero transfer fees, great currency exchange rates as well as a fast & transparent process.

Travel and Private Health Insurance 

Travel Health Insurance

    • Free of charge within the Fintiba Plus package1
    • In accordance with all authority requirements2
    • Unlimited insurance coverage (more than € 30,000.00 are covered)
    • Valid for the agreed period within 12 months from the applied start of insurance – multiple entry and exit is possible
    • Coverage complies with the requirements of the European Parliament and Council
    • Including travel liability insurance

Private Health Insurance

  • Valid for 48 months (automated cancellation in case you switch to governmental health insurance)
  • The insured services are paid 100% by the insurer (with the exception of maximum limits for special services such as glasses or dental prostheses) 
  • Insured region: Germany and the states of the EU (+ Switzerland, Liechtenstein, Norway and Iceland)
  • Free choice between the Classic and Comfort tariff
  • Including an insurance card in the Comfort tariff, so that the costs of treatment by the doctor are covered directly by the insurer

Travel and Private Health Insurance 

Travel Health Insurance

  • Unlimited insurance coverage (more than € 30,000.00 are covered)
  • € 0.00 self-retention
  • Valid for the agreed period within 12 months from the applied start of insurance – multiple entry and exit is possible
  • Free of charge in case your visa has been refused
  • Coverage complies with the requirements of the European Parliament and Council
  • Including travel liability insurance 

Private Health Insurance

  • Valid for 48 months (automated cancellation in case you switch to governmental health insurance)
  • The insured services are paid 100% by the insurer (with the exception of maximum limits for special services such as glasses or dental prostheses)
  • Insured region: Germany and the states of the EU (+ Switzerland, Liechtenstein, Norway and Iceland)
  • Free choice between the Classic and Comfort tariff
  • Including an insurance card in the Comfort tariff, so that the costs of treatment by the doctor are covered directly by the insurer

Governmental Health Insurance

Best Health Insurance

for young people according to Germany’s largest customer-focused study

Appointment Service

Telephone service for doctor recommendations and to book your appointment with a specialist doctor

Cost Coverage

various medical services and preventive check-ups are covered (e.g. professional tooth cleaning, HPV or COVID-19 vaccination)

Multi-Language Service Hotline

Customer Service covering 22 languages

Doctor-Video-Chat

specialist medical advice is given via online video service

Live-Chat

with DAK consultants to ask general questions about health insurance

Governmental Health Insurance 

Best Health Insurance

for young people according to Germany’s largest customer-focused study

Appointment Service

Telephone service for doctor recommendations and to book your appointment with a specialist doctor

Cost Coverage

various medical services and preventive check-ups are covered (e.g. professional tooth cleaning, HPV or COVID-19 vaccination)

Multi-Language Service Hotline

Customer Service covering 22 languages

Doctor-Video-Chat

specialist medical advice is given via online video service

Live-Chat

with DAK consultants to ask general questions about health insurance

We make sure that you are well-prepared for Germany

Get a free online consultation and find out what you need for your stay in Germany

Just provide us with a few details

A German Health Insurance is a prerequisite for your stay in Germany

Every person who wants to study or work in the Federal Republic of Germany is required to prove sufficient financial means and health insurance. Otherwise, a visa will not be granted and there will be no enrolment at a German university.

General Information on German Health Insurance

More Details on the Fintiba Plus Package

Overview of the initial and monthly fees of the package

Your Fintiba ServiceInitial FeeMonthly Fee
Blocked Account€ 89.00€ 4.90
Travel Health InsuranceFREE
Private Health Insurance (if applicable)€ 33.104
Governmental Health Insurance€ 111.075
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Do you still have questions left? – Watch our webinar!

Watch our Fintiba Plus webinar with the COO of Fintiba – Jonas Marggraf. Stay fully informed about the German health insurance requirements for internationals and get prepared for your stay abroad.

Here’s what our customers think about our service

1 With the Free Travel Health Insurance in the Fintiba Plus package, you can save up to € 95.00. Please note that your right to free travel health insurance will expire if you do not activate either the private or statutory health insurance included in the package.

2 We will issue an insurance confirmation which is valid for 183 days.

3 With our new OCR technology, your passport will be verified within minutes and you are ready to transfer your money right away. Please note that Russia (RU), Ukraine (UA), Cuba (CU), Iran (IR), Syria (SY), North Korea (KP) and the region Crimea are at the moment not eligible for this process. Alternative passport verification options are available for those countries which as well ensure a fast blocked account opening.

4 The MAWISTA Student Classic tariff costs € 33.10 per month for people up to 40 years of age. For people from 41 years up to 55 years of age the costs increase to € 69.90 per month. The MAWISTA Student Comfort tariff costs € 76.80 per month for people up to 40 years of age. For people from 41 years up to 55 years of age the costs increase to € 129.90 per month.

5 The payment of the fees starts after enrolling at the university. DAK charges € 111.07 for persons under 23 years of age and € 112.95 for childless persons over 23 years of age. In general, the current tariffs of the insurer apply. For all the bargain hunters: Don’t worry. The statutory insurance contributions for foreign students are the same for all health insurance companies. In comparison, DAK-Gesundheit is one of Germany’s biggest statutory health insurers and one of the longest established, with more than 230 years of experience. And remember: with Fintiba Plus you will save up to € 95.00 on your travel health insurance.

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