PRIVATE HEALTH INSURANCE UPGRADE
Extend Your Coverage – Upgrade Your Health Insurance
Especially in times of a health crisis like the one we are currently experiencing, it is important to have full insurance coverage. Health insurance protects you against high costs arising from an unexpected illness or accident. The MAWISTA Student Classic insurance included in the Fintiba Plus package only covers the basic medical services. Upgrading to MAWISTA Student Comfort extends your coverage – so compare and check now!
The Corona pandemic has triggered many students to review their own requirements and current coverage of their health insurance. Many students want to ensure that they take care of the relevant eventualities during their stay in Germany. This entails planning how to care for vaccinations against COVID-19.
Although the vaccination in vaccination centres is currently still free of charge for everyone with German health insurance or a German residence permit, in the future you will need health insurance for the vaccination at your GP, which also covers the costs for vaccinations.
More information can be found in our Blog article “All you need to know about the COVID-19 vaccination in Germany”.
Insurance Coverage
Student Classic®Included in the Fintiba Plus package | Student Comfort®Available for Upgrade | |
|---|---|---|
| 24/7 medical assistance | ✓ | ✓ |
| Outpatient treatment by a physician | ✓ | ✓ |
| Inpatient treatment in a hospital, including surgeries | ✓ | ✓ |
| Transportation to the nearest suitable hospital | ✓ | ✓ |
| Medication prescribed by a physician | ✓ | ✓ |
| Pregnancy, childbirth and their implications | 8 month waiting period | ✓ |
| Medical treatment (e.g. massages) per insurance year | 6 | 8 |
| Medical aids related to an accident (without visual aids) per insurance year | € 250.00 | € 1,000.00 |
| Pain-killing dental treatment per insurance year | € 500.00 | € 1,000.00 |
| Repatriation and funeral costs to the home country | € 25,000.00 | € 25,000.00 |
| Liability insurance for damage to rented property | – | € 250,000.00 |
| Liability insurance for personal injury | – | € 1,000,000.00 |
| Accident insurance in case of disability | – | € 140,000.00 |
| Accident insurance for rescue costs | – | € 5,000.00 |
| Dental prostheses 60% the costs per insurance year | – | € 1,000.00 |
| Vaccinations (e.g. COVID-19, flu, tetanus, HPV) | – | € 250.00 |
| Accident related visual aids (e.g. spectacles) 3 month waiting time | – | € 100.00 |
| Costs / deductible per insurance case | € 50.00 | € 0.00 |
| Terms and conditions |
| Student Classic® Included in the Fintiba Plus package | |
|---|---|
| ✓ 24/7 medical assistance | |
| ✓ Outpatient treatment by a physician | |
| ✓ Inpatient treatment in a hospital, including surgeries | |
| ✓ Transportation to the nearest suitable hospital | |
| ✓ Medication prescribed by a physician | |
| ✓ Pregnancy, childbirth and their implications (8 month waiting period) | |
| ✓ 6 medical treatment (e.g. massages) | |
| ✓ 250 € medical aids related to an accident (without visual aids) | |
| ✓ 500 € pain-killing dental treatment, repairs of dentures and provisional measures | |
| ✓ 25,000 € repatriation and funeral costs to the home country | |
| ✓ 50 € costs / deductible per insurance case | |
| Student Comfort® Available for Upgrade | |
|---|---|
| ✓ Pregnancy, childbirth and their implications without waiting period | |
| ✓ 8 medical treatments (e.g. massages) per insurance year | |
| ✓ 1,000 € medical aids related to the accident (without visual aids) per insurance year | |
| ✓ 1,000 € pain-killing dental treatment per insurance year | |
| ✓ 5,000 € accident insurance for rescue costs | |
| ✓ 140,000 € accident insurance in case of disability | |
| ✓ 250,000 € liability insurance for damage to rented property | |
| ✓ 1,000,000 liability insurance for personal injury | |
| ✓ 60% up to 1,000 € dental prostheses | |
| ✓ 250 € vaccinations (e.g. COVID-19, flu, tetanus, HPV) | |
| ✓ 100 € accident related visual aids (e.g. spectacles) 3 month waiting time | |
| ✓ 0 € costs / deductible per insurance case | |
On top of that, the insurance also pays for corona tests if there is a medical indication (i.e. if you have symptoms and your doctor prescribes a test). The test is not covered if you want to be tested without instructions from your doctor. If you suspect an infection based on typical symptoms, please call your physician or 116117 (German hotline) or 0800 0000 837 (English, Turkish, Russian and Arabic Hotline).Â
Monthly Rates
Student Classic®Included in the Fintiba Plus package | Student Comfort®Available for Upgrade | |
|---|---|---|
| Premiums for people up to 40 years of age | € 33.10 | € 76.80 |
| Premiums for people from 41 years up to 55 years of age | € 69.90 | € 129.90 |
| Student Classic® | |
|---|---|
| Premium for people up to 40 years of age € 33.10 | |
| Premium for people from 41 years up to 55 years of age € 69.90 | |
| Student Comfort® | |
|---|---|
| Premium for people up to 40 years of age € 76.80 | |
| Premium for people from 41 years up to 55 years of age € 129.90 | |
Who can upgrade?
The health insurance covers treatment by a doctor and in hospital as well as medication prescribed by the doctor.
MAWISTA Student Comfort® can be taken out before or during the study stay in Germany.
The health insurance cover applies to Germany and temporary visits (e.g. holidays) to the countries of the European Union as well as Switzerland, Liechtenstein, Norway, Great Britain and Iceland.
✓ Post-doctoral researchers
✓ Foreign exchange students
✓ Trainees, Work & Travel
✓ Accompanying family members
✓ Participants in exchange programmes
✓ Graduates searching for a job in Germany
* With the exception of maximum limits for special services such as glasses or dental prostheses