Munich Business School (MBS) is a state-recognised private international business school located in Munich (Bavaria, Germany). It offers various programs in cooperation with other business schools from around the world, and around 650 people are currently studying at MBS – from bachelor and master students to MBA and DBA candidates.
Together with Fintiba’s customised digital solutions, MBS supported international students on their way to Germany.
| Officially approved by the German Federal Foreign Office |
| From account opening until money payout: fastest blocked account solution |
| Account opening in your name at a trusted German bank with German IBAN |
| Highest security guarantee |
| Easy money access in Germany – no city registration needed |
| App-based step-by-step guidance |
Advantages also included in the Plus Package
Initial fee of € 89.00 | Monthly fee of € 4.90
⚠️ For former BAM! customers – open your account here
Everything you need for your visa and stay in Germany tailored to your needs. Guaranteed acceptance by German authorities and universities.
| 1. German Blocked Account |
| 2. FREE Travel Health Insurance for your visa |
| 3. Customised Health Insurance for your stay |
Free extra benefits:
| Free choice of current accounts |
| Welcome Guide |
| Exclusive language learning offers |
| Study Guide access |
| Fintiba Community access |
| Annual scholarship opportunity |
⭐ Favourite choice of international students
Blocked Account: Initial fee of € 89.00 | Monthly fee € 4.90
Health Insurance: No initial fee | Monthly fee starting at € 25.00
| Unlimited insurance coverage |
| Trusted and renowned health insurance provider |
| Extensive coverage of medical services |
| Multi-language service hotline |
| Doctor-Video-Chat |
| Live-Chat with insurance experts |
| Doctor Appointment Service |
Advantages for students also included in the Plus Package
No initial fee | Monthly fee starting at € 119.94
* With our new OCR technology, your passport will be verified within minutes and you are ready to transfer your money right away. Please note that Russia (RU), Ukraine (UA), Cuba (CU), Iran (IR), Syria (SY), North Korea (KP) and the region Crimea are at the moment not eligible for this process. Alternative passport verification options are available for those countries which as well ensure a fast blocked account opening.
Preparing your visa application has never been easier
Get your blocked account together with the required health insurance within one solution covering everything from your visa appointment until the enrolment at your university – everything fully digital and app-based. Save time and let us take care of what you need for your stay in Germany.
By just providing us with a few details about your person and your plans in Germany we evaluate which health insurance your tailored package needs to include
Save time & money on your international transfer and pay in your money with Fintiba Transfer. Enjoy zero transfer fees, great currency exchange rates as well as a fast & transparent process.
The Fintiba Plus package always includes a “Blocked Account” to prove your sufficient financial means as well as “Travel Health Insurance”. These two aspects are a prerequisite to receiving a visa for Germany.
The Blocked Account is officially approved by the German Federal Foreign Office and therefore recognized worldwide. Fintiba is the most experienced blocked account provider and market leader for digital blocked accounts since January 2017. With customers from over 190 countries, we have great knowledge in all country-specific eventualities and can, therefore, guarantee the best customer support.
The Blocked Account can be opened completely online and within only a few minutes. You will get access to your personal Fintiba account where you can manage the required actions for the account opening. As soon as the account is successfully opened, you will be able to transfer money to the blocked account which is opened in your own name. Immediately after the money has arrived, the blocking confirmation for your visa appointment will be issued automatically.
For more information on the blocked account click here.
The Fintiba Plus package includes the “MAWISTA Visum” as travel insurance which is issued for a duration of 183 days. The health insurance is provided via our service partner MAWISTA and the coverage complies with the requirements of the council regulation (EC) no. 810/2009 of the European Parliament and Council as of 13.07.2009 and is unlimited. The health insurance protects you from the high costs of illness or accident during your stay.
Below, you can find the most important benefits of the travel health insurance which are included in the Fintiba Plus package:
✔ Outpatient treatment
✔ Inpatient treatment
✔ Medicines and dressings
✔ Pain-killing dental treatment and repairs of dentures and provisional measures up to € 250.00
✔ Transport costs to the nearest suitable hospital
✔ Funeral or repatriation costs (max. € 25,000.00)
✔ Repatriation to home country *
✔ Treatment of existing diseases until the insured person can be transported again after the insurance protection has expired, limited to 45 days
✔ Travel liability insurance
Depending on your needs, the Fintiba Plus package may include the “MAWISTA Student” as private health insurance.
Below, you can find the most important benefits of the private health insurance which is included into the Fintiba Plus package:
✔ Outpatient treatment
✔ Inpatient treatment
✔ Medicines and dressings
✔ Aids-related to the accident (not including sight aids and max. € 250.00)
✔ Medical treatment (e.g. massage), up to 8 per insurance year
✔ Analgesic dental treatments, denture repairs and temporary solutions (max. € 500.00)
✔ Transport costs to the nearest suitable hospital
✔ Pregnancy, childbirth and their implications
✔ Funeral or repatriation costs (max. € 25,000.00)
✔ Repatriation to home country
The Fintiba Plus package includes the governmental health insurance from “DAK-Gesundheit“. The insurance covers the costs for your treatment with a doctor, dentist or in a hospital. Moreover, it bears the costs for medicines which your doctor prescribes to you.
For more information on the insurance coverage, you can download the info flyer of DAK Gesundheit.
The Fintiba Plus package includes a free Travel Health Insurance worth € 95.00. This also applies to customers whose package does not include governmental health insurance!
Students who are eligible for the governmental health insurance will be switched to DAK from the day of their official enrolment. Students who have (interim) private health insurance included in the package will be switched over to MAWISTA Student after their arrival in Germany in order to align with the requirements for the residence permit.
Please note that the respective insurance conditions always apply.
In case your visa is rejected or in case you need to cancel your duration earlier than expected after you arrive in Germany, it is always possible to completely close your Fintiba Plus package. Depending on your specific situation, one of the following processes will apply:
Note: In case of a visa denial, the visa rejection letter is a valid document to close your account. Afterwards, the reversal transfer will be executed to the original account where the money came from. Please note that the process can take 3-4 weeks until the money is in the account.
Note: If you are already legitimated, we will be able to transfer the money to your German current account too, depending on your instructions.
Upon successful closure of the account, both your Blocked Account and your Health Insurance products, depending on your package type, will be cancelled for you. Please be advised that the following documents CANNOT be accepted to close the Fintiba Plus package: de-registration letter (Abmeldebestätigung), border-crossing certificates (Grenzübertrittsbescheinigung), stamp in your passport when you re-enter your home country, declaration of commitment or self-created documents.
For more questions regarding the Fintiba Plus package, please check our Help Center.
In the following you can find the differences between DAK and other statutory health insurers.
DAK covers many additional services not covered by other health insurance companies, such as:
| Your Fintiba Service | Initial Fee | Monthly Fee |
|---|---|---|
| Blocked Account | € 89.00 | € 4.90 |
| Travel Health Insurance | FREE | |
| Private Health Insurance (if applicable) | € 25.004 | |
| Governmental Health Insurance | € 119.945 |
Ahmed Elsalahy, Egypt
Shanaka Ajantha Paththini Hiti Appuhamilage, Sri Lanka
Mohmmad Noor Alshih Ali, Syria
Google Review from a happy student
Kyunghee Kang, South Korea
Jamshidjon Khakimdjanov, Uzbekistan
Chuka Oscar Oguji, Nigeria
Abdelhalim Mohamed Hamid Abdelrahman, Arab Emirates
Lilith Melkoumian, Armenia
Aman Deep Lal, India
Anastassiya Pustozerova, Russia
1 With the Free Travel Health Insurance in the Fintiba Plus package, you can save up to € 95.00. Please note that your right to free travel health insurance will expire if you do not activate either the private or statutory health insurance included in the package.
2 We will issue an insurance confirmation which is valid for 183 days.
3 With our new OCR technology, your passport will be verified within minutes and you are ready to transfer your money right away. Please note that Russia (RU), Ukraine (UA), Cuba (CU), Iran (IR), Syria (SY), North Korea (KP) and the region Crimea are at the moment not eligible for this process. Alternative passport verification options are available for those countries which as well ensure a fast blocked account opening.
4 The MAWISTA Student Classic tariff costs € 25.00 per month for people up to 29 years of age. For people from 30 years up to 39 years of age the costs increase to € 38.00 per month. The MAWISTA Student Comfort tariff costs € 60.00 per month for people up to 29 years of age. For people from 30 years up to 39 years of age the costs increase to € 89.00 per month.
5 The payment of the fees starts after enrolling at the university. DAK charges € 119.94 for persons under 23 years of age and € 122.78 for childless persons over 23 years of age. In general, the current tariffs of the insurer apply. For all the bargain hunters: Don’t worry. The statutory insurance contributions for foreign students are the same for all health insurance companies. In comparison, DAK-Gesundheit is one of Germany’s biggest statutory health insurers and one of the longest established, with more than 230 years of experience. And remember: with Fintiba Plus you will save up to € 95.00 on your travel health insurance.
