Blocked Account
Blocked Accounts for
German Visa

Step-by-step guidance to open your blocked account for visa approval in Germany.

Chancenkarte Visa

Everything you need to know about opening a blocked account for the German Opportunity Card.

Minors

Personalised blocked account solutions and guidance for applicants under 18.

Declaration of Commitment

Important tips and insights for using a declaration of commitment as part of your visa application.

Good to know
Is the Fintiba Blocked Account approved by the German Embassy?

The Fintiba Blocked Account is acknowledged by all embassies. Fintiba has successfully assisted over 300,000 students in securing their visas.

How to set up a Blocked Account?

A clear, simple guide to completing your blocked account setup with confidence.

How much money do I need in my Blocked Account?

Understand the official minimum amount required for your visa – and what additional costs you should plan for.

What happens if my visa is refused?

What are the implications of a visa refusal? Will I receive a refund for the funds in my Blocked Account?

Blocked Account Webinars
Live Q&A with Fintiba Experts!

For Fintiba customers! Get expert answers, clarity on your blocked account, share feedback, and join our quick survey for exclusive insights.

Register Now
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Insurance for Visa
Insurances Required for Your Visa
Health Insurance for Students

What kind of health insurance do students need to get their visa in Germany?

Health Insurance for Job Seeker

What kind of health insurance do Job Seeker need to get their visa in Germany?

Health Insurance for Employees

What kind of health insurance do Employees need to get their visa in Germany?

Additional Services and Guidance
What is the right insurance for your visa?

Compare visa-compliant plans based on your personal situation and budget.

What insurance documents are required for my visa application?

Understand which documents are needed and how timing influences your visa approval.

FAQ: Student Insurance in Germany

Answers to the most common questions international students ask about their German health insurance.

Featured Webinars
US vs Germany as your #1 Career Destination

Discover careers in Germany, visa options, salaries vs. living costs, work-life balance, and how to start your journey with a Fintiba Blocked Account.

Register Now
Money and Finance Q&A with Fintiba Financial Expert

Confused about finances in Germany? You're not alone — and that's exactly why we're hosting this session. This is your chance to get honest, simple answers to the money questions you’ve been carrying around. From setting up bank accounts and insurance to understanding taxes or figuring out how to budget or investing as a student or expat — we’re here to help. No slides. No jargon. Just a casual 30-minute live Q&A with a real financial expert.

Register Now
See all Webinars
Companion
Tools
Companion

Receive a personalised roadmap to guide you through your visa application journey.

Visa Navigator

Easily navigate through visa options available for you.

Free Sim Card

Stay connected in Germany with our convenient SIM card solutions.

Guides
Moving to Germany

Your personal companion to starting a new chapter in Germany, whether it’s living, working or studying.

Germany Visa

Find out which visa fits your plans, the requirements, and how to make the process smooth and hassle-free.

Studying in Germany

Discover what it’s like studying in Germany, from choosing a university to settling into university life.

Working in Germany

Find out how to build a career in Germany, from the simple German CV to different contract types.

Living in Germany

Learn how to feel at home here: find out more about German culture, stereotypes, and daily life.

Featured Webinars
US vs Germany as your #1 Career Destination

Discover careers in Germany, visa options, salaries vs. living costs, work-life balance, and how to start your journey with a Fintiba Blocked Account.

Register Now
Money and Finance Q&A with Fintiba Financial Expert

Confused about finances in Germany? You're not alone — and that's exactly why we're hosting this session. This is your chance to get honest, simple answers to the money questions you’ve been carrying around. From setting up bank accounts and insurance to understanding taxes or figuring out how to budget or investing as a student or expat — we’re here to help. No slides. No jargon. Just a casual 30-minute live Q&A with a real financial expert.

Register Now
See all Webinars
About Us
Who is Fintiba?
Who are we as a company?

Introducing the mission, values, and objectives of Fintiba.

How to join the team?

Discover available job opportunities and learn how to apply.

How can you contact us?

Feel free to reach out to us right here if you have any questions or need help with your blocked account—we're here to assist you!

What makes us special?
Who are Fintiba ambassadors?

Fintiba ambassadors are here to help you with any questions and share their advice!

How can I refer friends to Fintiba?

In our Referral programme, you and your friend can both benefit from a great deal. Each of you will earn money for spreading the word.

Partnerships

We'd like to provide you with more information & build great partnerships to ease the journey of internationals to Germany.

Featured Articles
Group Picture of Fintiba Employees and Fintiba Ambassadors
Real Connections, Real Impact: Fintiba Ambassadors Come Together

Fintiba Ambassadors united across Germany to share ideas, build personal brands, and strengthen community spirit through events and collaboration.

Read More
Lingyu’s 1-Year Journey in Germany
Lingyu’s 1-Year Journey in Germany: How Fintiba Supports Internationals

Meet Lingyu, winner of Fintiba’s Golden Ticket. His journey from China to Germany shows how support, scholarships, and community empower success.

Read More
See All Articles
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Celine Mwaura

Celine moved to Germany as an international student herself seven years ago to pursue her bachelor’s degree. After completing her studies, she joined Fintiba, where she’s have been working in the marketing department for the last three years. In this role, Celine actively supports internationals on their journey to Germany — from hosting webinars that help newcomers prepare for their start, to writing informative website articles on essential visa and university application processes, and creating social media content that provides quick, practical guides for daily life. Beyond daily work at Fintiba, Celine has also contributed to practical research on integration. She is a co-author of the Fintiba Insights research paper “Integration of Internationals in Germany”, and the subsequent policy paper “Zwischen Willkommen und Wirklichkeit” (Between Welcome and Reality), which examines how international STEM students can be better integrated into German society and the job market. Through this unique combination of first-hand experience and professional expertise, Celine brings valuable insights into the challenges and opportunities internationals face when starting their lives in Germany.

Published Articles by

Celine Mwaura

Comprehensive guides and expert advice on German immigration, visas, and expat life

Smiling university student looking at laptop
Study in Germany

How to Apply to German Universities: Step-by-Step Guide

Step-by-step guide for international students on how to apply to German universities. Learn about uni-assist, application deadlines, required documents, and tips for success.
Celine Mwaura
May 16, 2023
•
8 minutes
Happy international student holding university enrolment documents
Study in Germany

Enrolment in German Universities for International Students

For international students, understanding how enrolment works can save you from last-minute stress and help you settle in smoothly.
Celine Mwaura
September 4, 2025
•
7 minutes
Young international student in Germany studying with laptop and books
Study in Germany

Studying as an Underage International Student in Germany: A Complete Guide

Moving to Germany to study as an underage students can be equally exciting and nerve-wracking. Knowing what to expect ahead of time helps you relieve the stress.
Celine Mwaura
June 4, 2024
•
6 minutes
Alt text
Study in Germany

Job Opportunities After Graduation in Germany

Whether you're already studying in Germany or considering it as your educational destination, you should know that the German job market offers good career prospects for international graduates. We'll explore work options for international graduates, as well as tips for securing employment in Germany and some requirements you need to keep in mind for your professional journey.
Celine Mwaura
November 28, 2024
•
7 minutes
Alt text
Study in Germany

Student Loans in Germany – Guide for International Students

Studying at German public universities is typically free for international students. However, attending a private university or managing living expenses can pose significant challenges.
Celine Mwaura
May 20, 2025
•
8 minutes
Students working in group and laughing
Study in Germany

Requirements to Study in Germany for International Students

This guide thoroughly explains what international students must prepare so you can apply confidently and steer clear of unexpected hurdles.
Celine Mwaura
February 3, 2025
•
8 minutes
Young woman sitting with laptop next to window
Visa Requirements for Germany

Germany Student Visa Requirements for Bangladeshi Students

Step-by-step German student visa guide covering requirements and processes for Bangladeshi students.
Celine Mwaura
March 14, 2024
•
8 minutes
Young man working at desk
Visa Requirements for Germany

German Job Seeker Visa

The German job seeker visa was introduced to attract skilled talent from around the world. It has since become a vital gateway for internationals aspiring to work and settle in this European powerhouse.
Celine Mwaura
July 1, 2025
•
8 minutes
Sponsor signing the paperwork
Visa Requirements for Germany

Declaration of Commitment in Germany – A Full Guide for Students and Sponsors

Learn more about the declaration of commitment (Verpflichtungserklärung), a crucial document for anyone wishing to bring a guest to Germany to visit, study or look for employment.
Celine Mwaura
August 15, 2025
•
8 minutes
Berlin central station in the evening
Visa Requirements for Germany

Residence Permit in Germany: Complete Guide for 2025

Everything you need to know about getting a German residence permit, from requirements to the application process.
Celine Mwaura
September 8, 2025
•
12 minutes
Young man doing his finances
Living in Germany

How to Save Money as an International in Germany: 11 Money Saving Tips

Learn helpful tips and money-saving strategies on how to stretch your money in Germany and maintain a comfortable lifestyle.
Celine Mwaura
October 2, 2025
•
6 minutes
Winter season landscape
Living in Germany

Seasons in Germany: A Comprehensive Guide to German Weather

Complete guide to Germany's four seasons including temperatures, rainfall, and what to expect.
Celine Mwaura
November 15, 2024
•
8 minutes
The Brandenburg Gate in Berlin
Living in Germany

Best Cities to Visit in Germany: 10 Must See Cities

Discover Germany's top 10 must-visit cities including Berlin, Munich, and Cologne. Explore attractions, culture, history, and travel tips for each destination.
Celine Mwaura
April 9, 2024
•
6 minutes
Christmas decorations and tree in home
Living in Germany

How Christmas is Celebrated in Germany

Discover authentic German Christmas traditions including Christmas markets, advent calendars, holiday foods, and festive customs. Learn how Germans celebrate the holiday season.
Celine Mwaura
November 3, 2022
•
8 minutes
Packed duffle bag and backpack
Living in Germany

Packing List for Germany: This Is What You Really Need

Essential packing checklist for Germany covering clothing, documents, and seasonal items.
Celine Mwaura
July 8, 2024
•
7 minutes
Calculator, euros and cents on table
Living in Germany

Tax Classes in Germany Explained: All You Need to Know

Complete guide to German tax classes (Steuerklassen) 1-6. Learn which tax class applies to your situation and how it affects your income tax deductions and benefits.
Celine Mwaura
August 20, 2024
•
6 minutes
High rise buildings outside Potsdamer Platz station in Berlin
Living in Germany

City Registration in Germany: Complete Guide for International Students

Learn about the city registration process in Germany - requirements, timeline, costs and more.
Celine Mwaura
February 10, 2025
•
8 minutes
German passport placed on top of a world map
Living in Germany

Dual Citizenship in Germany: What It Means for Internationals in Germany

Learn how dual citizenship in Germany impacts internationals and understand the benefits and eligibilty criteria.
Celine Mwaura
March 18, 2025
•
4 minutes
Group Picture of Fintiba Employees and Fintiba Ambassadors
Community Events

Real Connections, Real Impact: Fintiba Ambassadors Come Together

Fintiba Ambassadors united across Germany to share ideas, build personal brands, and strengthen community spirit through events and collaboration.
Celine Mwaura
May 26, 2025
•
3 minutes
Lingyu’s 1-Year Journey in Germany
Student Stories

Lingyu’s 1-Year Journey in Germany: How Fintiba Supports Internationals

Meet Lingyu, winner of Fintiba’s Golden Ticket. His journey from China to Germany shows how support, scholarships, and community empower success.
Celine Mwaura
June 20, 2025
•
2 minutes
Credit and debit cards in pocket
Announcements

Faster, Safer, Smarter: Your Fintiba Account with Frankfurt International Bank (FIB)

Open your Fintiba blocked account with Frankfurt International Bank. Enjoy faster transfers, secure deposits, and the same reliable app experience.
Celine Mwaura
September 1, 2025
•
4 minutes
Fintiba Employees at Summit
Fintiba in India

Fintiba at TV9’s “What India Thinks Today” Summit: Empowering India’s Road to 2047

At TV9’s “What India Thinks Today,” Fintiba emphasized women, youth, and the diaspora, supporting Indian students with tailored financial solutions.
Celine Mwaura
May 21, 2025
•
4 minutes
Group of Students in Classroom
Fintiba Insights

Successful Integration in Germany Drives International Students’ Motivation to Pursue a Career

Discover key insights on how international students integrate in Germany: challenges, opportunities, tips, and survey findings to support success.
Celine Mwaura
June 27, 2023
•
5 minutes
Group of Happy Indian Students
Fintiba in India

For Indian Students: Does The New TCS Law Affect Your Blocked Account Opening for Germany?

Learn how TCS on foreign remittances impacts Indian students. Find out exemptions, rates, and why blocked accounts for studying in Germany stay at 5%.
Celine Mwaura
July 28, 2023
•
3 minutes
Fintiba and Orient Exchange
Fintiba in India

Empowering Indian Students going to Germany: Fintiba GmbH and Orient Exchange Join Forces

Fintiba GmbH and Orient Exchange join forces to simplify blocked accounts and remittance for Indian students, streamlining their journey to Germany.
Celine Mwaura
August 28, 2023
•
4 minutes
Group of Female Students during group work
Fintiba Insights

Female Ratio of International Students in Germany | Fintiba Insights

Discover insights on male and female student ratios in Germany. Our data reveals country-specific trends and why Germany is a safe choice for women.
Celine Mwaura
March 11, 2020
•
5 minutes
Group of indian Students in University Library
Fintiba Insights

How Well Integrated are Indian Students and Expats in Germany?

Discover how Indian students and expats integrate into German society, from demographics to careers, language skills, and cultural participation.
Celine Mwaura
March 5, 2024
•
5 minutes
Fintiba Employees at Office Opening in China
Announcements

Fintiba Opens its First International Offices in China

Fintiba opens offices in Shanghai and Shenzhen, strengthening Sino-German ties and bringing local support closer to Chinese international students.
Celine Mwaura
April 23, 2025
•
2 minutes
Fintiba in India

Fintiba at the News9 Global Summit: Bridging the Skills Gap

At the News9 Global Summit, Fintiba highlighted India and Germany collaboration, integration, and the Triple-Win Strategy for international talent.
Celine Mwaura
December 2, 2024
•
3 minutes
Fintiba and Barmer logos
Announcements

Fintiba Partners with BARMER to Offer Internationals the Best Health Insurance in Germany

Fintiba partners with BARMER to offer top public health insurance for internationals in Germany. Discover benefits, digital convenience, and support.
Celine Mwaura
July 25, 2024
•
4 minutes
Fintiba COO during presentation
Fintiba Insights

How the Integration of International Students into the Job Market Can Be Made More Successful

Fintiba’s 2023 Insights Paper reveals how internationals, especially STEM students, integrate into Germany, with policy ideas for lasting success.
Celine Mwaura
April 15, 2024
•
4 minutes
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