Blocked Account
Blocked Accounts for
German Visa

Step-by-step guidance to open your blocked account for visa approval in Germany.

Chancenkarte Visa

Everything you need to know about opening a blocked account for the German Opportunity Card.

Minors

Personalised blocked account solutions and guidance for applicants under 18.

Declaration of Commitment

Important tips and insights for using a declaration of commitment as part of your visa application.

Good to know
Is the Fintiba Blocked Account approved by the German Embassy?

The Fintiba Blocked Account is acknowledged by all embassies. Fintiba has successfully assisted over 300,000 students in securing their visas.

How to set up a Blocked Account?

A clear, simple guide to completing your blocked account setup with confidence.

How much money do I need in my Blocked Account?

Understand the official minimum amount required for your visa – and what additional costs you should plan for.

What happens if my visa is refused?

What are the implications of a visa refusal? Will I receive a refund for the funds in my Blocked Account?

Blocked Account Webinars
Live Q&A with Fintiba Experts!

For Fintiba customers! Get expert answers, clarity on your blocked account, share feedback, and join our quick survey for exclusive insights.

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Insurance for Visa
Insurances Required for Your Visa
Health Insurance for Students

What kind of health insurance do students need to get their visa in Germany?

Health Insurance for Job Seeker

What kind of health insurance do Job Seeker need to get their visa in Germany?

Health Insurance for Employees

What kind of health insurance do Employees need to get their visa in Germany?

Additional Services and Guidance
What is the right insurance for your visa?

Compare visa-compliant plans based on your personal situation and budget.

What insurance documents are required for my visa application?

Understand which documents are needed and how timing influences your visa approval.

FAQ: Student Insurance in Germany

Answers to the most common questions international students ask about their German health insurance.

Featured Webinars
US vs Germany as your #1 Career Destination

Discover careers in Germany, visa options, salaries vs. living costs, work-life balance, and how to start your journey with a Fintiba Blocked Account.

Register Now
Money and Finance Q&A with Fintiba Financial Expert

Confused about finances in Germany? You're not alone — and that's exactly why we're hosting this session. This is your chance to get honest, simple answers to the money questions you’ve been carrying around. From setting up bank accounts and insurance to understanding taxes or figuring out how to budget or investing as a student or expat — we’re here to help. No slides. No jargon. Just a casual 30-minute live Q&A with a real financial expert.

Register Now
See all Webinars
Companion
Tools
Companion

Receive a personalised roadmap to guide you through your visa application journey.

Visa Navigator

Easily navigate through visa options available for you.

Free Sim Card

Stay connected in Germany with our convenient SIM card solutions.

Guides
Moving to Germany

Your personal companion to starting a new chapter in Germany, whether it’s living, working or studying.

Germany Visa

Find out which visa fits your plans, the requirements, and how to make the process smooth and hassle-free.

Studying in Germany

Discover what it’s like studying in Germany, from choosing a university to settling into university life.

Working in Germany

Find out how to build a career in Germany, from the simple German CV to different contract types.

Living in Germany

Learn how to feel at home here: find out more about German culture, stereotypes, and daily life.

Featured Webinars
US vs Germany as your #1 Career Destination

Discover careers in Germany, visa options, salaries vs. living costs, work-life balance, and how to start your journey with a Fintiba Blocked Account.

Register Now
Money and Finance Q&A with Fintiba Financial Expert

Confused about finances in Germany? You're not alone — and that's exactly why we're hosting this session. This is your chance to get honest, simple answers to the money questions you’ve been carrying around. From setting up bank accounts and insurance to understanding taxes or figuring out how to budget or investing as a student or expat — we’re here to help. No slides. No jargon. Just a casual 30-minute live Q&A with a real financial expert.

Register Now
See all Webinars
About Us
Who is Fintiba?
Who are we as a company?

Introducing the mission, values, and objectives of Fintiba.

How to join the team?

Discover available job opportunities and learn how to apply.

How can you contact us?

Feel free to reach out to us right here if you have any questions or need help with your blocked account—we're here to assist you!

What makes us special?
Who are Fintiba ambassadors?

Fintiba ambassadors are here to help you with any questions and share their advice!

How can I refer friends to Fintiba?

In our Referral programme, you and your friend can both benefit from a great deal. Each of you will earn money for spreading the word.

Partnerships

We'd like to provide you with more information & build great partnerships to ease the journey of internationals to Germany.

Featured Articles
Group Picture of Fintiba Employees and Fintiba Ambassadors
Real Connections, Real Impact: Fintiba Ambassadors Come Together

Fintiba Ambassadors united across Germany to share ideas, build personal brands, and strengthen community spirit through events and collaboration.

Read More
Lingyu’s 1-Year Journey in Germany
Lingyu’s 1-Year Journey in Germany: How Fintiba Supports Internationals

Meet Lingyu, winner of Fintiba’s Golden Ticket. His journey from China to Germany shows how support, scholarships, and community empower success.

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LoginOpen Account

Veneta Miteva-Seidel

Veneta has lived in Germany for a total of more than ten years, first arriving to pursue her bachelor’s degree and later returning to further develop her career. Having experienced life in Germany both as a student and as a professional, she brings a unique perspective on the challenges and opportunities internationals encounter. For the past four years, she ensures that customers clearly understand essential products such as the blocked account and health insurance required for their visa applications. To make these processes more accessible, she has moderated webinars and created and coordinated tutorials, social media content, and on-demand videos that explain key steps of the journey to Germany – from university applications to visa procedures. Her expertise also extends to published research. She is a co-author of the Fintiba Insights paper “Integration of Internationals in Germany” and the follow-up study “Zwischen Willkommen und Wirklichkeit” (Between Welcome and Reality), which examine how international STEM students can be better integrated into German society and the job market.

Published Articles by

Veneta Miteva-Seidel

Comprehensive guides and expert advice on German immigration, visas, and expat life

Freelancer working from home smiling at laptop
Working in Germany

Freelancing in Germany: Complete Guide for International Professionals

Complete guide to freelancing in Germany: visa requirements, registration process, taxes, and legal requirements for foreigners. Learn how to start your freelance career in Germany today.
Veneta Miteva-Seidel
January 28, 2025
•
7 minutes
Students doing group work
Study in Germany

Study in Germany for Free – Complete Guide for International Students

Germany has become one of the most attractive destinations for international students, not only for its great public universities but also because many of them charge no tuition fees at all. Here is everything you need to know about studying in Germany for free: admission at public universities, other fees besides tuition, and scholarships.
Veneta Miteva-Seidel
October 16, 2024
•
6 minutes
Girl studying alone in coffee shop
Study in Germany

Cost of Studying in Germany

Germany is one of the more affordable study destinations globally, offering very good education at minimal to no costs. The country's education system primarily consists of public universities that charge no or (depending on the region) very low tuition fees even for internationals, which makes it an attractive option for students from all around the world.
Veneta Miteva-Seidel
September 19, 2024
•
8 minutes
Alt text
Study in Germany

IELTS Exam in Germany – Guide for International Students

For many international students, the IELTS (or International English Language Testing System) is a key step in the application process for studying abroad. If you’re aiming for an English-taught programme in Germany, you’ll need to take this test to prove your language skills. In this article, we will break down what IELTS is, why it matters for studying in Germany, and when it’s actually required.
Veneta Miteva-Seidel
January 16, 2024
•
5 minutes
Alt text
Study in Germany

Requirements to Study in Germany for Indian Students

Are you an Indian student considering Germany as your study-abroad destination? Studying in Germany offers a world-class education, good student life, and excellent career opportunities for after graduation. However, before you embark on this journey, it’s essential to understand the requirements for Indian students to study in Germany.
Veneta Miteva-Seidel
January 23, 2025
•
7 minutes
Students walking in a small German city
Study in Germany

Student Life in Germany: What to Expect

Learn more about how student life is in Germany: from dorms, to cafeteria food, group projects and teaching.
Veneta Miteva-Seidel
July 9, 2024
•
7 minutes
Man at a visa interview during the German visa application process
Visa Requirements for Germany

9 Common Mistakes to Avoid in the Student Visa Application Process for Germany

Learn about the most common mistakes you should avoid when applying for your German student visa
Veneta Miteva-Seidel
November 20, 2024
•
8 minutes
International student reading in library
Visa Requirements for Germany

German Student Visa Process for Applicants from Pakistan

Planning to study in Germany as a Pakistani student? Obtaining a student visa is a crucial first step. To make sure the process goes smoothly, here is everything you should know about obtaining a German student visa as a Pakistani student.
Veneta Miteva-Seidel
April 22, 2024
•
6 minutes
Student doing personal finances
Visa Requirements for Germany

Financial Proof for German Student Visa

There are multiple requirements one needs to keep in mind when considering moving to Germany. Whether you plan to become a student at a German university, learn German in one of the local language schools or aspire a career at one of the German corporations – it is important to be able to prove that you can support yourself financially throughout your entire stay abroad.
Veneta Miteva-Seidel
April 9, 2025
•
7 minutes
Woman driving a car
Living in Germany

Driving License in Germany - Tips for Foreigners 2025

Essential guide for foreigners getting a German driving license. Learn about license conversion, driving tests, requirements, and tips for international drivers in Germany.
Veneta Miteva-Seidel
April 9, 2024
•
6 minutes
German dish with sausages, mustard, pretzel and beer
Living in Germany

German Food Culture: What Are the Eating Habits?

Discover authentic German eating habits, meal times, and food traditions. Learn about breakfast, lunch, dinner customs and food specialties.
Veneta Miteva-Seidel
September 2, 2024
•
5 minutes
German couple dancing together in traditional clothes
Living in Germany

25 German Stereotypes that You Need to Know

Explore common German stereotypes and discover which ones are true or false. Learn about beer culture, punctuality, efficiency, and other cultural misconceptions about Germans.
Veneta Miteva-Seidel
December 3, 2024
•
7 minutes
Woman drinking tap water from glass
Living in Germany

Can You Drink Tap Water in Germany: Safe or Not?

Everything you need to know about German tap water quality and safety. Learn about water sources, regulations, and whether it's safe to drink straight from the tap.
Veneta Miteva-Seidel
October 28, 2024
•
6 minutes
Person standing next to cross at sunset
Living in Germany

Religion in Germany 2025: Complete Guide for Internationals

Explore the evolving landscape of religion in Germany. Gain insights into diverse beliefs and practices for an informed international perspective.
Veneta Miteva-Seidel
August 15, 2023
•
4 minutes
Calculator, euros and laptop
Living in Germany

Taxation in Germany | How to File Your Tax Return

Step-by-step guide to filing your German tax return (Steuererklärung). Learn about deadlines, required documents, and deductions.
Veneta Miteva-Seidel
September 10, 2024
•
8 minutes
Two students moving in and standinging with buidling manager
Living in Germany

How to Find Accommodation in Germany – Complete Student Guide

Discover your options for student accommodation in Germany and learn from our expert tips.
Veneta Miteva-Seidel
June 13, 2024
•
6 minutes
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