Since our foundation, Fintiba has been dedicated to simplifying the path to Germany. Thousands of internationals have trusted our digital solutions to open their blocked accounts, apply for visas, and manage health insurance – all in one place. By combining regulatory security, user-friendliness, and continuous innovation, we’ve helped make the complex process of moving abroad easier, safer, and faster.
Over the past nine years, we’ve continued to grow – not only in the number of customers we serve, but also in the quality, security, and reliability of our services. During this time, our prices have remained unchanged, even as we’ve consistently invested in new technologies, stronger compliance measures, and enhanced customer support. To ensure that we can continue investing in the innovation that makes Fintiba’s services truly outstanding, we’ll be introducing a global price normalisation on 3 November 2025.
Why This Step Matters
From day one, our focus has been on reliability, regulatory security, and service excellence. Over the years, operating costs – from compliance requirements to infrastructure and customer support – have steadily increased, while our prices have remained unchanged.
At the same time, Fintiba has continuously brought innovations to the market. We were among the first to introduce video identification and blocked accounts for minors, and we expanded our services to support customers from high-risk countries. With the launch of the Fintiba Plus package, we created an all-in-one insurance solution and even began offering free travel health insurance.
Through instant blocking confirmations via credit card, we enabled customers to secure their blocked accounts within minutes – when time matters most. We also built multilingual support across multiple platforms to make our services more accessible and user-friendly.
All these innovations have significantly accelerated and simplified the process for internationals coming to Germany.
Looking ahead, we remain committed to enhancing the quality, security, and accessibility of our services. By continuously investing in service improvements, technological innovation, and customer support, we aim to ensure that every customer enjoys a seamless, secure, and reliable experience – from their first steps in Germany to daily life here.
What This Means for You
We know that studying or working abroad is a major financial commitment. That’s why we approach this change with transparency and fairness. From the 3rd of November 2025, new Fintiba Blocked Accounts will follow an updated pricing structure, which includes an initial opening fee of €159 and a monthly fee of €9.90. The same fees also apply to our blocked account re-openings. These adjustments reflect the continuous improvements and investments we make to ensure the best possible service experience.
If you already have an active blocked account with Fintiba, no changes will apply to you. Your current pricing remains valid until the end of your existing contract.
This step ensures that we can continue to provide a service you can rely on – while expanding and improving the features that truly matter for internationals: simplicity, security, and long-term support.
By aligning our prices with the value we deliver, we are building the foundation for a service that continues to evolve – so every student coming to Germany can benefit from an even smoother and more secure experience.
Looking Ahead: A More Integrated Banking Experience
This price normalisation is not only about aligning value – it marks the next step in Fintiba’s evolution.
We are proud to collaborate closely with our associated bank FIB (Frankfurt International Bank), which is part of the same corporate ecosystem as Fintiba. This connection goes beyond a typical banking partnership, allowing us to coordinate our services more effectively and create a seamless, integrated financial experience for internationals in Germany.
In the future, you will be able to manage both your blocked account and your everyday bank account with one partner – making financial management in Germany even more seamless, secure, and reliable.
This partnership will allow for:
- Simplified setup and faster verification processes
- Easier access to your funds through a connected everyday account
- A more consistent experience, from arrival to daily life in Germany
Our goal is to give you what matters most: peace of mind, flexibility, and trust – every step of your way.
We thank our customers and partners worldwide for their ongoing trust and support – and we look forward to continuing this journey together.
If you have any questions, you can find detailed information in our Help Centre or contact our Support Team.
- Effective Date: 3 November 2025
- Applies to: All new Fintiba Blocked Account registrations and re-openings. Extensions follow the fee valid at the time the account was opened.
- Existing customers: No change during the current contract period.
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