German Bank Account for Internationals
Bank smarter. Succeed bigger!
Easily set up your German bank account from your home country, automatically connected to your Fintiba Blocked Account - fully digital, in one go.
How the Fintiba Bank Account Works
Currently, you need to open a Blocked Account with Fintiba to access the Fintiba Bank Account. Once your Blocked Account is set up, you can easily activate your German bank account during the process - no need for separate account applications. This combined solution allows international students and jobseekers moving to Germany to:
Open both accounts in one seamless process.
Enjoy a full setup while still in the home country.
Transfer money before your arrival to cover your first expenses.
Why You Need a Bank Account in Germany
When moving to Germany, a German bank account (Girokonto) is essential for your daily life. You will need this account to pay bills, receive your income, transfer money and manage subscriptions. Without a local bank account, handling these tasks is almost impossible. That's why opening a bank account with a German IBAN (International Bank Account Number) is an important step on your journey to Germany.
With Fintiba, you can set up your German bank account 100% online from your home country. It’s fast, secure, and built to support internationals in Germany.
Have Money Ready on Day One
Get a German bank account with your Blocked Account and transfer up to €5,000 before arrival to cover initial costs from your first day in Germany!
Benefits of the Fintiba Bank Account
Open your German bank account effortlessly with Fintiba. Enjoy a seamless banking experience tailored for internationals starting their journey in Germany.
100% German Banking
Experience the security of a fully German bank account, designed for your needs.
Smart Mobile Banking
Open and manage your account online right fron the app. Intuitive and interactive.
Fast Online Setup
Get your German bank account fully online together with your Blocked Account within minutes.
Early Access to Money
Transfer up to €5,000 before arrival to cover your first expenses in Germany.
Free Account Opening
Open your account at no cost and start managing your finances today.
Activate Before Arrival
Easily activate your account from your home country, ensuring a smooth transition to Germany.
What our customers think about our Blocked Account:
Your Guide to Opening a German Bank Account with Fintiba
Opening a German bank account with Fintiba is straightforward and hassle-free. Follow our simple steps to get started and enjoy seamless banking as you settle in Germany.
1. Open Your Blocked Account
Fintiba offers you one seamless solution for both your Blocked Account and Bank Account, all in one place.
2. Upload Your Visa Document
Once you upload your German visa, you can activate your bank account and top it up from abroad.
3. Use Your Account in Germany
Your German bank account will be ready for use as soon as you arrive in Germany.
FAQs
Here are the most common questions about opening a German bank account with Fintiba.
Do I get a debit card with the Fintiba bank account?
Yes, you will receive a virtual card for free. You also have the option to order a physical card, which costs €29.90.
Can I connect my friend's/family member's address to activate my Fintiba Bank Account?
Yes, you can provide us with your friend's or family member's address to activate your bank account
Are there any monthly fees with the bank account?
For the duration of your Blocked Account, you will not be charged any monthly fees for your bank account. However, when your Blocked Account is no longer active, a fee of {{price:monthly_fee}} per month will apply.
Is it free to open a bank account with Fintiba?
Yes, opening your bank account is completely free. Simply open a Blocked Account and you will get your bank account too.
Is the Fintiba Bank Account a German account?
Yes, the Fintiba Bank Account is 100% German with a German IBAN. This is especially helpful for everyday life in Germany, many landlords, employers and businesses prefer or even require a local IBAN.
Can I open this German bank account before arriving in Germany?
Yes, you can open and activate your Fintiba Bank Account from your home country.
Why do I need a German bank account?
A German bank account is essential for your daily life in Germany. You’ll need it to: receive your monthly payouts from your Blocked Account, pay for your living expenses, receive your salary. Having a German bank account in place before you arrive ensures you can handle everyday tasks smoothly from day one. With Fintiba, you can conveniently set up your account in advance and be ready for life in Germany.