Your German Blocked Account in just a few clicks – fully online!
Financial Proof for your German Visa: Blocked Account (Sperrkonto)
We ease the way through German bureaucracy – you focus on the important: enjoying Germany!
Advantages of the Fintiba Blocked Account
How to open a German Blocked Account with Fintiba
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More about Fintiba and our Blocked Account
Tailor-made for international students, language students, job-seekers, apprentices and au-pairs.
We’ve made proving your financial resources for your visa application as easy as it gets. By offering a fully digital process, we accelerate your way to Germany. The app-based solution with step by step guidance guarantees that you never miss an important to-do.
Blocked Account for anyone under 18
- Get your financial proof easily, even before you turn 18
- Enjoy all the benefits of the Fintiba Blocked Account and open it within 10 minutes
- Less worry for your parents as they are in charge of your account
Detailed Information about the Fintiba Blocked Account
Everything you need to know for the opening of a blocked account with Fintiba
A blocked account (Sperrkonto) is a special account that is – in most cases – necessary for your German student visa application and is a precondition when applying for a residence permit in Germany.
If you are an international student, au-pair, language student, apprentice or job seeker who is not from an EU Member State, you must prove that you have the financial resources to pay for your course of studies/stay in Germany as well as for daily life expenses during the time of your stay. It is usually required to provide this so-called ‘Proof of financial resources’ (Finanzierungsnachweis) of at least € 11,208.00 for a one-year stay in Germany. Besides some other proofs of financial resources, opening a blocked account to deposit a security payment is the most commonly used option.
- Opening of the account
Upon registering for your blocked account on our website you will get access to an online platform where you can easily manage the details of your account opening. After entering your personal details and verifying your identity, your blocked account is opened and the blocked amount can be transferred to your account. Immediately after the blocking sum has arrived, your blocking confirmation will be issued and you can download it from your Fintiba account. With this document it is now possible to apply for your national visa for Germany.
- Unblocking of the account
After your arrival in Germany, a regular account at a local bank (e.g. Deutsche Bank, Sparkasse, Postbank etc.) needs to be opened so that we can transfer your monthly sum from your blocked account to your current account regularly. Help and advice on where you can open this kind of account can be found in the ‘Current Account’ section of the Fintiba WebApp.
Depending on your passport and nationality you might have to complete an additional step which is the final legitimation in Germany. More information whether you need to complete it or not and how this works can be found here.
To open your blocked account for Germany, you will just need your valid passport. We won’t need any certified documents or any originals that are sent via post.
Upon registration for your blocked account, you will directly receive your contact details that confirm that you have registered for a blocked account. As the opening of the account is processed fully online, it will, in most cases, only take a few hours to open your blocked account. This mainly depends on how quick you upload the required documents and information. Please note that we can only verify complete data sets, meaning that every section must be filled out.
Since you will deposit a large amount of money into an account that will be blocked for a certain duration, it is highly important that you open the bank account under your own name and that no third party is involved in this process. At Fintiba you will get access to your personal account that you can access via a web application. Here you can manage everything online and very easily by yourself. And if still a question should arise, we are always there to help!
The initial fee for the blocked account is € 89.00 and the monthly account management fee of € 4.90 will follow.
The payment of the monthly account administrative fees of € 4.90 starts as soon as the money enters your account. We charge the fees for the duration your account remains open.
Therefore, we strongly suggest that you only open your blocked account if you are certain that it is necessary for your visa application.
Yes, a blocked account extension is possible. You can easily extend your Fintiba blocked account directly in your account. For that we use your existing blocked account, where you can transfer the additional blocking sum you need for your visa or residence permit extension process. Please note that expired or terminated accounts cannot be extended. In this case you would need to initiate an account reopening process.
Here’s what our customers think about our service
#feelslikehome – International Students in Germany
* With our new OCR technology, your passport will be verified within minutes and you are ready to transfer your money right away. Please note that Russia (RU), Ukraine (UA), Cuba (CU), Iran (IR), Syria (SY), North Korea (KP) and the region Crimea are at the moment not eligible for this process. Alternative passport verification options are available for those countries which as well ensure a fast blocked account opening.