FINTIBA BASIC
Your German Blocked Account in just a few clicks – fully online!

A blocked account (Sperrkonto) is a special account that is – in most cases – necessary for your German student visa application and is a precondition when applying for a residence permit in Germany.

If you are an international student, au-pair, language student, apprentice or job seeker who is not from an EU Member State, you must prove that you have the financial resources to pay for your course of studies/stay in Germany as well as for daily life expenses during the time of your stay. It is usually required to provide this so-called ‘Proof of financial resources’ (Finanzierungsnachweis) of at least € 11,208.00 for a one-year stay in Germany. Besides some other proofs of financial resources, opening a blocked account to deposit a security payment is the most commonly used option.

1. Opening of the account

Upon registering for your blocked account on our website you will get access to an online platform where you can easily manage the details of your account opening. After entering your personal details and verifying your identity, your blocked account  is opened and the blocked amount can be transferred to your account. Immediately after the blocking sum has arrived, your blocking confirmation will be issued and you can download it from your Fintiba account. With this document it is now possible to apply for your national visa for Germany.

2. Unblocking of the account

After your arrival in Germany, a regular account at a local bank (e.g. Deutsche Bank, Sparkasse, Postbank etc.) needs to be opened so that we can transfer your monthly sum from your blocked account to your current account regularly. Help and advice on where you can open this kind of account can be found in the ‘Current Account’ section of the Fintiba WebApp.

Depending on your passport and nationality you might have to complete an additional step which is the final legitimation in Germany. More information whether you need to complete it or not and how this works can be found here.

Upon registration for your blocked account, you will directly receive your contact details that confirm that you have registered for a blocked account. As the opening of the account is processed fully online, it will, in most cases, only take a few hours to open your blocked account. This mainly depends on how quick you upload the required documents and information. Please note that we can only verify complete data sets, meaning that every section must be filled out.

Since you will deposit a large amount of money into an account that will be blocked for a certain duration, it is highly important that you open the bank account under your own name and that no third party is involved in this process. At Fintiba you will get access to your personal account that you can access via a web application. Here you can manage everything online and very easily by yourself. And if still a question should arise, we are always there to help!

The initial fee for the blocked account is € 89.00 and the monthly account management fee of € 4.90 will follow.

The payment of the monthly account administrative fees of € 4.90 starts as soon as the money enters your account. We charge the fees for the duration your account remains open.

Therefore, we strongly suggest that you only open your blocked account if you are certain that it is necessary for your visa application.

Yes, a blocked account extension is possible. You can easily extend your Fintiba blocked account directly in your account. For that we use your existing blocked account, where you can transfer the additional blocking sum you need for your visa or residence permit extension process. Please note that expired or terminated accounts cannot be extended. In this case you would need to initiate an account reopening process.